Computing Power Token Loan Embedded Cred Diagram

Strengths

• Computing power transaction data reflects enterprise operating conditions in a more real-time manner than traditional financial statements
• Multiple large state-owned banks entering simultaneously validates the feasibility of the model
• Embedded lending requires no additional application by enterprises, offering a near-seamless experience

Weaknesses

• Computing power Token pricing standards and transaction data formats are not yet unified
• Banks have limited understanding of the computing power industry, and risk control models still require long-term validation

Opportunities

• National computing power infrastructure such as East Data West Computing is accelerating, and computing power transaction scale will continue to expand
• Upstream and downstream linkages can extend to value-added services such as computing power scheduling and computing power insurance

Threats

• Computing power price fluctuations may cause drastic changes in collateral value
• Data security and privacy compliance requirements are becoming increasingly strict