AI Pension Planning App Collects Bank Ca

China · Fintech · Scams & Pitfalls

AI Pension Planning App Collects Bank Ca China · Fintech · Scams & Pitfalls 01 / 骗子动作链 02 / 受害者视角 03 / 官方防线 引流 收割 第1步 · Step 1 · 骗子动作链 › 引流 第1步 Step 1 受害者看到 · Step 1 · 受害者视角 › 引流 受害者看到 Step 1 第2步 · Step 2 · 骗子动作链 › 收割 第2步 Step 2 受害者看到 · Step 2 · 受害者视角 › 收割 受害者看到 Step 2 第3步 · 1.2% · 骗子动作链 › 收割 第3步 1.2% 受害者看到 · 1.2% · 受害者视角 › 收割 受害者看到 1.2% 红旗信号 · The app … · 官方防线 › 收割 红旗信号 The app … Legend User UI Agent logic Policy Tool action Context / trace

红旗信号（别上当）

  • • The app asks for direct entry of bank ca…
  • • Promises of 'principal protection' or 'g…
  • • The so-called 'AI Financial Advisor' can…
  • • Initially allowing small withdrawals but…
  • • Customer service refuses to provide prod…
  • • The app name is similar to well-known ba…

真实案例

  • • In January 2026
  • • In February 2026
  • • In March 2026
  • • In November 2019
  • • From October 2015 to November 2017

怎么防护

  • • When searching for fund companies or ban…
  • • Check the list of fund sales institution…
  • • Communicate with children or relatives b…
  • • Do not disclose bank card passwords
  • • If you suspect you have been defrauded

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