Zhongshengming AI Quantitative Wealth Management Scheme: DeFi Computing Power Loan Lockup and Rug Pull, Shenzhen Public Security Registers Case Involving Over 300 Million

Who Gets Targeted

Victims are primarily categorized into three groups: young investors with a superficial understanding of DeFi and cryptocurrencies, small-to-medium capital players eager to quickly turn their fortunes around using the AI tech dividend, and middle-aged individuals who mistake AI fixed deposits for a new type of bank deposit. Their shared weakness is a lack of understanding of the true pricing logic of computing power assets, failing to check whether funds have entered on-chain contracts, and falling into FOMO psychology simply upon seeing limited-time rush countdown timers and high interest rates. Believing that new technology equals new opportunity, they ignore the Ponzi nature of the interest actually originating from later participants' principal. In a face-to-face transaction case in the Taiwan region, a victimized woman was even asked to pay cash offline, yet remained convinced she was investing in an AI fixed deposit—showing how scammers completely dissolved victims' vigilance through a sense of technological authority.

骗局怎么运作

• Step 1: Concept Creation. Operators splice three buzzwords—AI quantitative trading, DeFi lending, and computing power pools—into a so-called AI computing power loan product, claiming that AI models can automatically arbitrate in the global computing power market, with annualized returns broken down into monthly returns of 5% to 30% distributed to users. Promotional copywriting intentionally avoids real computing power costs and payback periods, emphasizing only the transfer of return rights to make users mistakenly believe this is a low-risk financial innovation.
• Step 2: Spoofed Endorsement. Directly impersonating AI unicorns or well-known tech companies that have secured massive financing, they copy official websites, financing news, and whitepaper screenshots, though actual operating domains and customer service are entirely overseas. In the forged VAST.AI case, overseas syndicates leveraged the brand of an AI unicorn that had just raised 1 billion in financing to run a fund scheme spreading across multiple regions, making it impossible for victims to distinguish between official products and counterfeit schemes.
• Step 3: Return Rush Creating Scarcity. The app features computing power loan share rush countdowns, progress bars, and remaining quota prompts, paired with recharge buttons, intentionally creating an atmosphere of limited-allocation snatching. The core of the rush mechanism is not that products are in short supply, but rather to induce in users a sense of anxious urgency of missing out, causing them to skip research and transfer funds directly—this is precisely the biggest difference between return rush scams and traditional static fund schemes.
• Step 4: Small Rebates to Nurture Fish. In the early stages, daily or weekly interest is paid on time; the amounts are small but frequent, leading users to believe that AI quantitative trading is genuinely making money. Subsequently, users are guided to invite friends to register and upgrade membership tiers, and some schemes even include coin gifts and multi-level commission rebates, packaging the static fund scheme into a team-compensated distribution network to form a snowball-style influx of capital.
• Step 5: Lockup, Collapse, and Rebranding. Once the influx of new capital slows down, operators freeze withdrawals or completely lock up funds under the guise of technical upgrades and compliance reviews, subsequently deleting community groups and changing domain names. After the Zhongshengming quantitative AI wealth management scheme was reported to have completely locked up funds, the Shenzhen Public Security Bureau officially registered the case. Similar types of fund schemes also rename and rebrand to continue harvesting, such as Zhilian Shuke formerly named趣链科技 (TrueChain), resuming operations under a new guise without changing the underlying substance.

红旗信号（看到这些快跑）

• 🚩 Promising exaggerated returns such as 30% monthly returns or capital payback in 30 days—return rates that no real AI computing power business can sustain are the most prominent hallmark of fund schemes.
• 🚩 The rush page features countdown timers, limited shares, and progress bars, but lacks KYC real-name authentication and any risk warning pop-ups, merely urging users to top up.
• 🚩 Claiming to be DeFi yet failing to produce a verifiable smart contract address, or where contract addresses cannot be found tracking locked funds on block explorers; genuine on-chain lending always has public contracts.
• 🚩 Numerous conditions attached to withdrawals, such as mandatory membership upgrades, recruiting a quota of recruits, or waiting for the lockup period to end, with opaque payout pathways.
• 🚩 Project identities are unclear or have a history of renaming, such as Nexus Ai where the operator Yao Zong was exposed renaming to Wang Haolin to continue harvesting; shifting aliases is extremely common.
• 🚩 Promotional rhetoric featuring extreme claims such as 72% fixed returns or seven-level MLM structures, such as AiMASH operating under the banner of Web4 plus AI, which is actually an MLM scheme.

真实案例

• Zhongshengming Quantitative AI Wealth Management Scheme: Public reports state that the scheme has completely locked up funds, the Shenzhen Public Security Bureau has officially registered the case, and estimated involved funds exceed 300 million RMB. The platform absorbed funds under the guise of AI quantitative wealth management; after funds were locked up, a large number of users were unable to withdraw, representing a typical high-yield quantitative wealth management fund scheme explosion, with related rights-protection information circulating across multiple fund scheme exposure platforms. (Source: [https://www.foshang.cc/article/8138.html](https://www.foshang.cc/article/8138.html))
• In March 2026, the Hezong Yuanjing TGG-X platform, flagged and warned by Hunan authorities, was packaged around AI quantitative trading and intelligent computing centers, claiming daily returns of 0.8%, developing over 90,000 members, and involving over 100 million RMB. It repeatedly harvested members and restricted withdrawals, and related MLM cases have been registered for investigation by Sichuan Wanyuan police. (Source: [https://www.mati.cc/article/7028.html](https://www.mati.cc/article/7028.html))
• In February 2025, among 75 fake token cases impersonating DeepSeek's official name, issuers leveraged the DeepSeek concept to issue fake coins like Seek to fleece the crypto community, with the fake Seek coin reaching a market cap of 48 million USD and related fraud amounting to 4.2 billion RMB. After official clarifications that no virtual currency had ever been issued, the price of some fake coins plummeted to zero. (Source: [https://www.panewslab.com/zh/articles/d8p6c6ai](https://www.panewslab.com/zh/articles/d8p6c6ai))

Official Stance

• Shenzhen Public Security: Officially registered an investigation into the Zhongshengming quantitative AI wealth management scheme for suspected illegal fund-raising, with estimated involved funds exceeding 300 million, and the platform has completely locked up funds (as disclosed in public reports by stock information networks).
• Cyberspace Administration of China: Reported on the investigation and handling of the website www.4stoken.cn for suspected criminal operation of AI large model API interfaces, demonstrating that AI-related illegal business activities have been incorporated into the key crackdown scope of internet regulation (official report repost found on SegmentFault).
• Nanzih Police Precinct, Kaohsiung City, Taiwan: Cracked an AI fixed-deposit investment fraud case, arrested face-to-face couriers, and continued to investigate multiple similar cases in Kaohsiung and Tainan, reminding the public that any investment requiring cash delivery in person is fraud (as reported by Harbor News Network).

How to Protect Yourself

• ✅ Verify Licenses: For any AI wealth management or computing power loan project, first check the official websites of the National Financial Regulatory Administration and the National Internet Finance Association of China to verify if they possess financial business qualifications; DeFi lending currently lacks compliant licensing qualifications domestically, and platforms claiming decentralized lending warrant even higher vigilance.
• ✅ Reverse Search: Search project names, app names, and team names appending the word 'scam'; schemes like Zhongshengming, China Zhipu AI, and Nexus Ai all have massive exposure posts. Failing to find information does not mean safety, but finding negative information means staying away unconditionally.
• ✅ Refuse In-Person Transactions: In the Taiwan case, a victim was relieved of 2.93 million on the spot. Any wealth management project requiring cash delivery or offline in-person funding is designed to evade bank transaction records and anti-fraud alerts; such requests must be directly refused and reported to the police.
• ✅ Small-Amount Probing Is Also Infeasible: Such fund schemes return interest normally for the first three months to nurture fish, and once users taste success they add principal, only to find even their principal frozen during a lockup. The best approach is to refrain from depositing funds right from the start.
• ✅ Preserve Evidence and Report: Save transfer receipts, chat histories, promoter IDs, promotional posters, and app package files; upon discovering withdrawal anomalies or so-called lockup announcements, immediately report to the local anti-fraud center or public security economic investigation department.