AI Training Monthly Income Over 10k Scam: 9.9 Yuan Trial Class Funneling to Induced Loans for Packages Ranging from Thousands to Tens of Thousands of Yuan

Who Gets Targeted

Primary victims include college students looking for side hustles to supplement their income, unemployed youth, stay-at-home mothers, and middle-aged or elderly retirees. They generally share an anxiety of missing out on the AI dividend and falling behind, coupled with a lack of technical discernment, making them prone to treating internet celebrity instructors and team packaging as authoritative. Their psychological vulnerabilities lie on one hand in taking shortcuts, believing in effortless gains, and fearing obsolescence, and on the other hand in letting down their guard against guaranteed return promises. Coupled with price progression from 9.9 yuan to 99 yuan, they are ultimately trapped by loan payments and contract pitfalls.

骗局怎么运作

• Step 1: Low-barrier funneling using a 9.9 yuan trial class or a 39.9 yuan toolkit. Institutions post high-income screenshots and titles promising an easy monthly income of 10k on short-video platforms, paired with visuals of students showing off their orders and operation interfaces, enticing users to click into live streaming rooms or private domain groups. The pitch frames it as a side hustle requiring no technical knowledge and zero experience to get started in three days, reinforcing the illusion of dividend sharing without barriers.
• Step 2: Manufacturing impulsive consumption in the live streaming room through limited-time price drops and scarce slots. Instructors coordinate with teaching assistants to repeatedly count down, claiming that a package originally costing thousands of yuan has only two slots left today, with additional exclusive material packages and one-on-one guidance given upon ordering. The pitch emphasizes that prices will return to normal if not purchased today and that slots are limited, utilizing anxiety to rush users past their cooling-off period.
• Step 3: Watered-down course content and defective tools, while blaming the students. The actual teaching content largely consists of edited free online tutorials, and the so-called automated drop-shipping tools are mostly open-source reskins, leaving students' published videos with almost no traffic. Instructors instead explain this as insufficient account weight requiring further investment, prompting students to continue paying to upgrade.
• Step 4: Secondary charging under the guise of matching orders. Assistants hint that in order to take on stable tasks, students must upgrade to VIP membership or purchase exclusive material packages, with amounts ranging from thousands to tens of thousands of yuan. The pitch claims payment is required to enter the VIP class, mentors guarantee order volumes, and costs can be recouped within three days of learning, packaging a high price as an investment rather than a consumption.
• Step 5: Inducing loans for students and low-income individuals, alongside setting up custom scam networks. Institutions guide students to pay tuition in installments via Huabei, Jiebei, or campus loans, and some institutions build their own order-taking platforms displaying commissions that cannot actually be withdrawn. The pitch argues that loan interest is lower than commissions and the loan can be repaid right after learning, packaging borrowing as zero-cost entry.
• Step 6: Erecting a refund wall with contract clauses followed by disconnections. The contract explicitly states that viewed courses are non-refundable, refunds are unavailable after seven days, and high penalty fees apply; when applying for a refund, assistants block or kick users out of groups, and customer service turns into a chatbot. The pitch blames the student, saying they failed to learn and that the contract is in black and white.

红旗信号（看到这些快跑）

• 🚩 Promotional pitches featuring promises such as an easy monthly income of 10k, effortless gains, zero experience to start in three days, and guaranteed returns.
• 🚩 Trial classes priced as low as 9.9 yuan or 39.9 yuan, while official courses suddenly cost thousands to tens of thousands of yuan.
• 🚩 Live streaming rooms repeatedly rushing orders through countdowns, scarce slots, and private chats from assistants.
• 🚩 Courses claiming to match actual orders but only distributing material packages without platform guarantees or real settlement.
• 🚩 Requirements for students to pay tuition through installment forms such as Jiebei, Huabei, or campus loans.
• 🚩 Order-taking platforms self-built by institutions that display commissions but set high thresholds preventing withdrawal.
• 🚩 Contracts containing blatantly asymmetrical clauses such as non-refundable viewed courses and high penalty fees.
• 🚩 Assistants blocking users, kicking them out of groups, or customer service converting to chatbots leading to direct unresponsiveness when refunds are requested.

真实案例

• According to Beijing Daily on March 15, 2026, multiple students paid nearly ten thousand yuan in tuition fees for an AI automated drop-shipping training project on a short-video platform, only to earn about a hundred yuan in commissions, subsequently discovering that the so-called tools were actually open-source reskins incapable of stable monetization.
• According to Xinhua News Agency on March 17, 2026, some AI-plus training institutions customized so-called scam networks, inducing young students to borrow money to pay for course fees, subsequently refusing refunds using contract clauses leaving them with no recourse for refunds.
• According to Tencent News 'Ziniu Investigation' on March 20, 2026, multiple young people trusted AI-plus course promotions and were induced to spend tens of thousands of yuan, later finding out that the teaching content consisted of edited free public tutorials online without any substantive order-taking capability.
• According to an article published by Sina Finance on April 28, 2026 exposing an AI course case, the involved institution trapped students step-by-step through funneling pitches and false monetization promises, and has been incorporated into judicial practice for fraud characterization.
• In February 2026, typical telecom network fraud cases released by the Supreme People's Court disclosed: Xu Mounan and others established 'Siyue Education Company' starting November 2022, falsely claiming to provide part-time jobs and 'onboarding training', tricking job seekers into purchasing online courses and defrauding tuition fees totaling over 22 million yuan; in September 2023, Zhang Mou established 'Chengyu Education Company' and defrauded over 7 million yuan. Tried by the Shanghai Songjiang District People's Court, principal offender Xu Mounan was sentenced to 11 years and 3 months in prison. (Source: [https://www.court.gov.cn/zixun/xiangqing/490051.html](https://www.court.gov.cn/zixun/xiangqing/490051.html))
• In March 2026, according to an investigative report by Beijing Daily: Guangzhou Qingzhou Intelligent Information Co., Ltd. (Qingzhou Intelligent) charged students 9510 yuan in tuition under the name of 'AI Automated Drop-shipping', while students only earned back a hundred yuan in commissions through actual operation; on January 13, 2026, Guangzhou Panyu police seized the company on suspicion of fraud. (Source: [https://www.bjd.com.cn/2026/03/15/11632325.shtml](https://www.bjd.com.cn/2026/03/15/11632325.shtml))

Official Stance

• Xinhua News Agency published an article on March 17, 2026 warning that certain AI-plus training programs are hunting young people, explicitly calling out routines such as customized scam networks, induced borrowing, and dead-end refund policies.
• CCTV exposed the AI training monthly income over 10k scam, pointing out that certain institutions specifically prey on the elderly, and that letting students easily monetize is false advertising.
• Nanfang Daily published an article on March 16, 2026 warning against false advertising and refund difficulties in AI education and training, reminding consumers to watch out for contract traps.
• People's Daily Client published an article on easily making a monthly income of 10k warning that such scams are targeting young people, calling for preserving screenshots to protect rights in a timely manner.

How to Protect Yourself

• ✅ Any AI course promising a monthly income of 10k, effortless gains, or zero experience to start in three days should be treated as high risk; first check whether the institution is registered with education or market regulatory authorities.
• ✅ After being attracted by low-price trial classes, cross-check terms regarding whether official courses set up refund mechanisms and whether contracts specify guaranteed returns, recording audio as evidence if necessary.
• ✅ Do not accept tuition payment plans in the form of Jiebei, Huabei, campus loans, or student grants, and especially reject installment agreements while retaining chat logs.
• ✅ If an institution builds its own order-taking platform or task hall, verify its registration information and corporate entity outside mainstream app stores, remaining vigilant against commission pages that cannot be withdrawn.
• ✅ When discovering you have been induced into loans or encountered contract traps, retain chat logs, payment vouchers, contracts, and live streaming screenshots, file complaints and reports with 12315 or the Cyberspace Administration to apply for mediation, and call the police if necessary.